First-Time Buyer Resource Hub

Your First Home in Orange County

Buying your first home is one of the biggest decisions you will ever make. We will walk you through every step — and connect you with programs that can save you thousands.

The Homebuying Process — Step by Step

From your first search to getting the keys, here is exactly what to expect.

Step 1

Search

Find Your Home

Browse listings, attend open houses, and identify neighborhoods that fit your lifestyle and budget.

Step 2

Pre-Approval

Lock In Your Budget

Get pre-approved so sellers take your offer seriously. Typically takes 24–48 hours.

Step 3

Offer

Make It Official

Submit a competitive offer with the right contingencies to protect your interests.

Step 4

Escrow

Due Diligence

Inspections, appraisal, title search, and final loan underwriting — usually 30 days.

Step 5

Close

Get Your Keys

Sign final documents, fund your loan, and pick up the keys to your new home!

Orange County Market Snapshot

What does your budget buy in OC? Here is a look at median home prices across popular cities.

$600K–$900K

Typical first-time buyer range in OC

3%–5%

Typical down payment with assistance programs

34+

Cities across Orange County to choose from

CityMedian Price RangeWhat to Expect
Anaheim$650K–$750KCondos & starter homes near downtown
Orange$750K–$900KCharming Old Towne area, family-friendly
Irvine$900K–$1.2MTop-rated schools, master-planned communities
Huntington Beach$950K–$1.3MCoastal living, beach lifestyle
Newport Beach$1.5M+Luxury waterfront & harbor views

Prices are approximate and based on 2025–2026 market data. Contact us for a detailed analysis of any neighborhood.

You May Qualify for Down Payment Assistance

Many first-time buyers do not realize they can get up to 3.5% in down payment assistance with no second mortgage. FHA loans also allow lower credit scores and down payments. Take the quick eligibility quiz to see what programs you qualify for.